How to Boost Your Borrowing Power Before You Buy

Want to borrow more, or simply strengthen your application? A few smart moves in the lead-up can help.

• Pay down or consolidate high-interest debts and unused credit cards.
• Keep steady, provable income and avoid job changes right before applying.
• Trim discretionary spending for a few months — lenders review your statements.
• Save a genuine deposit and keep it growing.

Small, consistent changes add up and can meaningfully increase what a lender will offer.

General information only, not financial advice.